Headshot of Walt Simmons

Walt Simmons

Sr. Loan Officer

Midlothian, VA Mortgage Lender

NMLS #2620186

Awards

Located in Columbia. Serving all of MD & VA.

About Walt

As a dedicated mortgage professional with Cross Country Mortgage, I’m passionate about simplifying home financing for clients by offering personalized solutions tailored to each unique situation. I specialize in a variety of loan products—including conventional loans, FHA loans, VA loans, and USDA loans—to ensure that clients have access to the best options for their financial goals.

With a strong commitment to proactive communication, I guide clients through every step of the mortgage process, empowering them with knowledge to make confident, informed decisions. My approach focuses on delivering competitive rates and a smooth, transparent experience, which has earned me high customer satisfaction ratings and lasting client relationships.

Proudly serving the state of Maryland and Virginia, I am deeply invested in helping local residents achieve their homeownership dreams. Whether you’re a first-time homebuyer exploring mortgage programs, interested in refinancing, or even considering building your own home, I can walk you through the financing process and make it easy.

If you’re interested in building, buying, or refinancing, contact me today to explore the best financing solutions for your needs and make your mortgage journey smooth and rewarding!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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