Hi, my name is Ricardo, and I'm a strong believer in the American dream. I've traveled the world since I was two, visiting Belgium, Italy, Ecuador, and Mexico. I came to the U.S. in 2015 from Venezuela, overcoming the challenges of learning a new language and adapting to a new culture. These experiences helped me grow and realize there’s always something new to learn.

My commitment to growth has led to many achievements. I graduated summa cum laude with a degree in business administration, bought a home, got married, and became fluent in Spanish, Italian, and English. I’ve also become a premier mortgage professional, gaining valuable experience while working at one of the biggest U.S. banks for over five years.

Today, as a loan officer at our Naples, FL branch, I help people achieve their home financing goals in a clear and efficient way. I'm proud to offer advanced mortgage technology, resources, and expertise with America’s #1 Retail Mortgage Lender to guide families toward their dreams.